Copyright Wizard Loans 2010. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage
Loans subject to status. Minimum applicant age 18 years. Rates updated regularly.
Wizard Loans is a trading style of Intelligent Broker. Wizard Loans is regulated by the Office of Fair Trading, Consumer Credit License No. 660022, Registered office: 81c Church Street, Blackpool, FY1 1HU. Data Protection Act - DPA NO. Z2889391.
Rates from 7.9% APR to 3324% APR. Representative 53.9% APR* * The actual APR will depend on the lender, the loan amount and the borrower's credit circumstances.
Unsecured Personal Loans do not use your home, vehicle or any other personal possession as security for the loan. Unsecured loans are suitable for those who do not own their own property, such as council or private tenants, people living with parents or people who own their own home. Even if you have a bad credit rating or poor credit history, you could find a solution with Wizard.
Secured Loans, or a Home owner Loan’s, are secured against your property, this enables lenders to offer a higher loan amount, and in most cases at lower interest rates. You must ensure that you can re-pay the loan as your property may be at risk if you cannot keep up repayments. Secured Loan’s are often a good way of reducing your outgoings by consolidating credit cards, store cards, unsecured loans and any other high interest borrowings in to one monthly payment.
Guarantor loans are unsecured loans designed for those who are looking to get back on their feet. Unlike a normal unsecured loan they require you to have someone to take care of the debt, someone that can guarantee the loans re-payment if you find yourself in money troubles. So with the guarantee of a family member or friend you can go from someone who finds it impossible to get credit to having your own loan. Bad credit has been a real pain up until now.
Payday loans are unsecured, short-term cash advance until your next payday. Customers often choose payday advances to cover small, unexpected expenses while avoiding late payment penalties.
Log Book Loans
Log Book loans are loans which use your vehicle as security. This can be a good way of raising funds quickly, as the lending criteria for a log book loan can be more relaxed than other forms of lending. You must ensure that you can re-pay the loan as your vehicle may be at risk if you cannot keep up repayments.
Debt Management Plan
A Debt Management Plan is suitable for people who are struggling to pay off existing unsecured credit, we will negotiate with your creditors to try to get them to accept lower repayments, and in most cases if your situation can be proven with an honest income & expenditure we can obtain a freeze on any further interest that might otherwise be added to your current debt.